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Current Mortgage Rates: Compare Today's Rates


Current Mortgage Rates: Compare Today's Rates

Mortgage rates are leveling off after climbing steadily since the beginning of the year. Although rates reached historic lows during the COVID-19 pandemic, they quickly reached their highest levels since 2008 earlier this year. Interest rates have been increasing in response to surging inflation, which is at its highest point in four decades, as well as the Federal Reserve raising rates multiple times for the first time since 2018. The Fed raised interest rates by 0.75 percentage points for the second time in July, one of the largest rate hikes since 1994.

Higher interest rates have significant implications for home buyers, especially as home prices remain sky-high. Higher mortgage rates, even by a few tenths of a percentage point, can add tens of thousands of dollars over the life of your loan. Higher rates shouldn't discourage you from buying a home, however. Even though rates have escalated, it's still a great time to lock in a mortgage rate, since rates are still historically low overall. Although rates crept back up and are now hovering in the mid-to-upper 5% range, generally speaking, in a rising rate environment, the sooner you act, the better, because it can help you secure a lower rate. 

"Mortgage rates have bounded more than 2 percentage points higher since the end of last year, one the largest and fastest increases ever seen," said Greg McBride, chief financial analyst at CNET's sister site Bankrate.

Here's everything you need to know about mortgage rates and how they work. 

What is a mortgage rate?

Your mortgage rate is the percentage of interest a lender charges for providing the loan you need to purchase a home. The interest helps cover the costs associated with lending money -- and there are multiple factors that determine the rate you're offered. Some are specific to you and your financial situation and others are influenced by macro market conditions, such as the overall level of demand for loans in your area or nationwide.

What factors determine my mortgage rate?

The factors that most often determine a mortgage rate are your credit score, the property's location, the size of the down payment, the terms of the loan and the type of loan. 

"A lot of mortgages are [paid back in 360 payments] over 30 years. Shorter-term loans, like 10, 15 or 20 years have lower interest rates," says Clint Lotz, president and founder of the predictive credit tech company TrackStar. "A larger down payment means a lower interest rate; if a homebuyer can make the 20% down payment, that's great, but if not, lenders will usually require the buyer to purchase PMI: private mortgage insurance."

In addition to the loan term, the loan type will impact your interest rate. Some loans have a fixed interest rate for the entire life of the loan, while others have an adjustable rate -- which could result in significantly higher payments down the road. 

Current mortgage and refinance rates

We use information collected by Bankrate, which is owned by the same parent company as CNET, to track daily mortgage rate trends. The above table summarizes the average rates offered by lenders across the country. 

What credit score do you need to get a mortgage?

Most conventional loans require a credit score of 620 or higher, but Federal Housing Administration and other loan types may accommodate lenders with scores as low as 500, depending on your down payment. If you have a high credit score, you may be offered a lower interest rate and more modest down payment. Improving your credit score before applying for a mortgage can save you money even if you already qualify for a loan.

"Credit is the biggest factor in interest rates on both mortgages and all other lending products, so making sure credit balances are below 30% is key to maximizing a credit score," says Lotz. "If a person finds errors on their credit report, they should dispute them to ensure the most accurate history."

What is annual percentage rate, and what does it mean for mortgages?

Your annual percentage rate is a key factor in choosing a mortgage. The Federal Open Market Committee lowered the US prime rate in 2020, which paved the way for today's relatively low rates: The interest rate offered to you by a lender is based on the prime rate plus whatever premium the institution decides to charge you, based on your financial situation.

How does the APR impact principal and interest?

Most mortgage loans are based on an amortization schedule: You'll pay the same amount each month for the life of the loan even though the generated interest will be highest at the beginning of the loan and will taper as the principal decreases. (Your amortization schedule will show how much of your monthly payment goes to interest and how much pays down the principal of the loan.) Ultimately, most borrowers appreciate the convenience of a fixed, predictable monthly payment. 

What else can impact my rate? 

Getting a good mortgage rate has to do with building credit but also managing it well, including saving for a down payment and keeping additional savings on hand to cover unexpected expenses. 

In most cases, you don't want to stretch so far with your down payment that you are left without cash reserves when you move into your home, and keeping some liquid savings may help your lender's confidence in your ability to pay back the loan, potentially lowering your rate.

"Banks are very keen on making sure that borrowers have sufficient savings in reserve post-closing. A good rule of thumb is six months of mortgage/tax and insurance for loans under $750,000 and 12 months for jumbo loans," says Melissa Cohn, an executive mortgage banker at Connecticut-based William Raveis Mortgage.

Keep in mind that credit scoring services like FICO adjust your credit based on mortgage inquiries; Lotz has a good piece of advice for those who are shopping around for the best rate at different lenders.

"The FICO company allows multiple mortgage inquiries within a 10-day period to be counted as one," says Lotz. "This allows a borrower to compare offers and rates from different lenders, but borrowers need to make sure they are within that one-day window, otherwise their scores will start to go down from excessive inquiries."

Shopping mortgage rates

Mortgage lenders often publish online their rates for different mortgage types, which can help you research and narrow down which lenders you apply to for preapproval. Shopping around is an important part of the process. And it's often a mistake to rush the process.

"The best rate [should be considered] -- but as important, the best service and with a reliable lender who can close the promised rate," says Cohn. "It's one thing -- especially right now -- to get quoted a rate. It's a very different matter of closing it in a timely fashion."


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What Is 3D Printing?


Spend any time at an online craft market like Etsy, and you'll notice a lot of the products there are 3D printed or include 3D-printed parts. But what do we actually mean by that, and how easy is it to start 3D printing your own items? 

The answer isn't as simple as you might hope, but also not as complicated as you might fear.

How does a 3D printer work? 

3D printing is a type of additive manufacturing that uses material to build layers into 3D objects. Essentially it prints by adding material (usually a form of plastic) one drop at a time. The 3D printer draws a shape on a flat surface and then draws another on top of it until the model is complete.

There are a lot of different types of materials used to create these layers, but the ones you're most likely to use as a hobbyist are melted plastic and UV resin. Which type you use will depend on the result you want to achieve. The best 3D printers automate a lot of the process, but there is still a lot of trial and error to get it right. 

This picture shows one of the positives of owning a 3D printer. My colleague Dan Ackerman needed a mount for his iPhone to attach to his MacBook. A few hours and about $0.15 of material later, he had one up and running. It's satisfying to solve this kind of problem almost immediately.

3D printed part holding an iphone on a macbook

Making 3D printed parts save you time and money

Dan Ackerman/CNET

What are the types of 3D printer?

Printers come in all different shapes and sizes and can be configured in various ways depending on your end goals, but most of the ones a hobbyist or small business will use can be broken down into two distinct types: FDM and resin.

Fused deposition modeling

This is the most common type of printer and the type most widely used by businesses and hobbyists. An FDM 3D printer is simply a plotting device. It pushes a plastic filament through a hot nozzle to squish layers into the print surface in a pattern.

There are a lot of different materials that you can use with an FDM printer. I won't go into detail here -- if you want more information, check out our list of the best 3D printer filaments -- but the simplest one to use is PLA. It's a type of non-toxic plant-based plastic that prints at fairly low temperatures.

You should buy an FDM 3D printer if you are looking to 3D print practical pieces, medium-sized decorative models and cosplay armor.

SLA (stereolithography) or resin 3D printing

SLA printing, more commonly known as resin printing, is almost the opposite of FDM printing. Instead of melting plastic into liquid, it uses a UV reactive liquid that's hardened under light. Each layer is "cured" using an LED array, which emits light in a set pattern.

Resin printing produces far more detailed models as an end result but it's a lot harder to work with. There are plenty of great resins out there for you to try but you need a wash-and-cure station to make sure they're safe to handle after you have printed them.

You should buy an SLA resin 3D printer if you want to print highly detailed models such as Dungeons and Dragons miniatures jewelry or even dentistry (assuming you're a dentist).

There is another process for 3D printing: Sintering uses a laser to fuse powder into shape. It's expensive and produces amazing results, but it requires large machines and plenty of space. It's certainly not great for use in your garage.

Elegoo Neptune 2 on a shelf with Anycubic Vyper in background

Even though it costs very little, this printer delivers excellent quality every time.

James Bricknell/CNET

How much is a 3D printer? 

Prices for 3D printers vary wildly depending on what you want to do with them, how big the printer is and how detailed you want the models from the printer to be. We have a list of the best budget 3D printers on the site if you're looking for something under $500. Or we can recommend the best 3D printers overall if you have a little more money to spend. There are even semi-professional rigs that can cost a few thousand dollars.

The Neptune 2 is a good starting point for beginners. It's easy to set up and use and it's usually priced at under $200. While it isn't going to print the most detailed models, it will give you a good understanding of everything that 3D printing entails. The most important thing is that it's cheap, making it accessible.

If money's no object and you want an amazing in-home 3D printing experience, then the Prusa Mk3S Plus is the best choice. It comes in both kit and preassembled forms, but if you want to learn more about 3D printing you should buy the kit. It's an excellent introduction to how the whole process works, and it'll save you money. 

At $799 plus shipping, it isn't the cheapest 3D printer, but it is the best out-of-the-box 3D printing experience money can buy. It's an investment when you're first starting out, but it can save you money in the long run: Some cheaper 3D printers require aftermarket upgrades and replacement parts to really shine. 

In the four years that I've owned it, it's been my most consistent 3D printer in terms of reliability and output quality.

Resin 3D printers are similarly priced as their FDM counterparts, though the differences between the price point are more about speed and size than quality. A budget resin printer like the Anycubic M3 can be as low as $270 but the level of detail it can capture is as good as printers five times the cost. What keeps the price cheap is the size of the build area. Simply put; the more space you want the more you will expect to pay. 

Is now a good time to buy a 3D printer?

3D printing is currently in a golden age. Unlike days past, when you needed an engineering degree to use a 3D printer, nowadays you can get set up and started with most printers in under 15 minutes. 

Advanced safety features such as filament runout sensors and power loss protection are now standard even on budget-friendly options, so you're less likely to experience failures and more likely to succeed. That's not to say you'll never get failures -- you will, I promise. But failures are a good learning experience, and they won't be the majority of your results, like they used to be.


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WhatsApp testing new fact-checking feature for messages, report says


WhatsApp testing new fact-checking feature for messages, report says

WhatsApp is reportedly working on a new fact-checking feature for messages. In the beta version of the Android app, users have been able to select an option to check the web for more context after receiving a message, according to a report from TechCrunch on Saturday. Previously users could only fact-check images sent on the app. 

WhatsApp is an instant messaging and calling service owned by Facebook. 

"We are working on new features to help empower users to find out more information about the messages they receive that have been forwarded many times. This feature is currently in testing, and we look forward to rolling it out in the near future," a WhatsApp spokesperson told TechCrunch in a statement.

CNET has reached out to WhatsApp, and we'll update when we hear back. Features in testing are not always a guarantee that they'll be launched to the public. 


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AMD Radeon RX 6800 series graphics cards have serious 4K cred


AMD Radeon RX 6800 series graphics cards have serious 4K cred

AMD is finally going after 4K gaming with its impressive top-end PC graphics cards, the Radeon RX 6800 and 6800 XT (and 6900 XT) after spending its time concentrating on value buyers. Its still-current RX 5700 XT was formerly the top of the line and designed for 1440p play, though I expect AMD will bring the rest of the Radeon cards up to date with the latest technologies. All the new cards incorporate the RDNA 2.0 architecture that's in the graphics processing units for the upcoming Xbox Series X and S and PS5 consoles and directly tackle the new Ampere-architecture GeForce RTX 3080 and 3070 recently launched by Nvidia. 

The RX 6800 and its higher-end sibling, the RX 6800 XT, fall between the Nvidia cards in performance and price -- at least by manufacturer price. The $579 (directly converted: £435, AU$790) RX 6800 falls between the $499 (£375, AU$680) RTX 3070 and the $699 (£525, AU$960) RTX 3080, while the $649 (£490, AU$890) RX 6800 XT competes almost directly with the RTX 3080. Actual prices can vary a lot, however, depending on stock and the "something extra" that third-party card makers throw into the mix, so they're frequently higher than AMD and Nvidia's explicit target. The new cards are available as of today.

So far I'm impressed with the performance of both of the 6800 cards, but exactly how impressed will depend upon where the prices land when the market has settled. They both hit eminently playable 4K frame rates and that's before you start futzing with driver settings like overclocking and upscaling with FidelityFX, AMD's open-source image quality toolkit. When the cards are maxing out the graphics processing unit, the fans can get loud, but they never get too hot or unstable. (I never pushed them to the point where I'd expect them to, though.)  

amd-rx-6800-and-6800-xt-09713

The Radeon RX 6800 (top) and RX 6800 XT (bottom).

Lori Grunin/CNET

Physically, the 6800 is narrower than the 6800 XT, and both are longer than Nvidia's RTX 3070 (but shorter than the RTX 3080). The three fans suck air in from the side and blow it out through the top and bottom; there's no venting out of the back as there is on the RTX cards. They use standard eight-pin power connectors and provide an HDMI, two DisplayPorts and a USB-C port.

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The Radeon RX 6800 cards are on the long side, and I don't think I'd try to cram one into a small system.

Lori Grunin/CNET

Hardware performance improvements over previous generations stem partly from the higher-density on-die Infinity Cache design (all have 128MB) and enhanced design of the compute units, which includes a new Ray Accelerator core for each compute unit. These combine to improve the memory subsystem by reducing the latency of moving data around, increase bandwidth by up to 2.2x with a narrower path (256 bits) and deliver better energy efficiency. That also allows the processors to hit higher clock frequencies without a substantial increase in power requirements.    

Specifications


AMD Radeon RX 6800 AMD Radeon RX 6800 XT
Memory 16GB DDR6 16GB DDR6
Memory bandwidth (GB/sec) 512 512
Memory clock (GHz) 2.0 2.0
GPU clock (GHz, base/boost) 1.815/2.105 2.015/2.250
Memory data rate/Interface 16Gbps/256 bit 16Gbps/256 bit
Texture fill rate (gigatexels per second) 505.2 648
Ray Accelerators 60 72
Stream cores 3,840 4,608
Texture mapping units 240 288
Compute Units 60 72
TGP/min PSU (watts) 250/650 300/750
Bus PCIe 4.0 x 16 PCIe 4.0 x 16
Size 2 slots; 10.5 in/267mm long 2.5 slots; 10.5 in/267mm long
Price $579 $649

Relative performance between the AMD and Nvidia cards seems to be mixed across the board as well. (It'll require a lot more testing to confirm the patterns I'm seeing.) There's a significantly smaller gap between the 6800 XT and 6800 and Nvidia's cards at 4K than at 1080p, for example, which is more than likely due to their 16GB of memory (the 3080 has 10GB) and the Infinity Cache. 

You generally don't take much of a hit going from 1080p to 1440p with AMD's cards. For instance, on Shadow of the Tomb Raider the 6800 XT dropped from 140fps to 132fps on average. The details look different, though. I noticed more reliance on the central processing unit and less consistency in the amount of time it takes to render a frame in 1440p. On the Deus Ex: Mankind Divided benchmark, the AMD cards dropped less than 3% from 1080p to 1440p. The RTX 3070 and 3080 lost about 20%.

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The Radeon RX 6800.

Lori Grunin/CNET

The AMD cards also hit higher graphic processing unit clock rates for DirectX 12 calls than for DirectX 11. The GPU clock frequencies -- memory and instruction -- also vary a lot more relative to each other. By comparison, the 3070's frequencies are in lockstep. Much of this may be driver-related since AMD's driver makes more automatic on-the-fly adjustments. The behavior isn't necessarily a bad thing, just different.

There's an optimized all-AMD configuration, which takes advantage of the cards' new Smart Access Memory. SAM basically gives the card direct access to the main system memory across the system bus, rather than having to use the central processing unit as a middle man. But that's only in systems using one of the company's new Ryzen 5000 series of desktop CPUs, and AMD says it only boosts frame rates by up to 13%. I haven't had a chance to try it for want of a motherboard and CPU, though.

Between the new consoles and the barrage of graphics cards, this is an exhausting -- or exhilarating, take your pick -- time to shop for new gaming gear, especially gear that likely won't see a Black Friday discount this holiday shopping season. Toss in the supply problems we've been seeing for consoles and graphics cards, and you've got plenty of time to make a decision. As long as the prices don't get too high, or Nvidia's don't get too low, AMD's enthusiast gaming GPUs are more competitive than they've ever been.

Far Cry 5 (1080p)

MSI Aegis RS (6800 XT)

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NOTE: Longer bars indicate better performance (FPS)

Far Cry 5 (4K)

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NOTE: Longer bars indicate better performance (fps)

Shadow of the Tomb Raider gaming test (4K)

MSI Aegis RS (RTX 3070)

Origin PC Chronos (RTX 3080)

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Longer bars indicate better performance (FPS)

3DMark Time Spy

MSI Aegis RS (RTX 3070)

MSI Aegis RS (6800 XT)

Origin PC Chronos (RTX 3080)

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NOTE: Longer bars indicate better performance

3DMark Fire Strike Ultra

MSI Aegis RS (RTX 3070)

Origin PC Chronos (RTX 3080)

MSI Aegis RS (6800 XT)

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Longer bars indicate better performance

SpecViewPerf 13 3DS Max (1080p)

MSI Aegis RS (RTX 3070)

MSI Aegis RS (6800)

Origin PC Chronos (RTX 3080)

MSI Aegis RS (6800 XT)

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Longer bars indicate better performance (FPS)

Configurations

MSI Aegis RS (RTX 3070 FE) Microsoft Windows 10 Home (1909); 3.8GHz Intel Core i7-10700K; 16GB DDR4 SDRAM 3,000; 8GB Nvidia GeForce RTX 3070 Founders Edition; 1TB SSD
Origin PC Chronos (RTX 3080) Microsoft Windows 10 Home (2004); Intel Core i9-10900K; 16GB DDR4 SDRAM 3,200; 10GB Nvidia GeForce RTX 3080 (EVGA); 1TB SSD + 500GB SSD
MSI Aegis RS (RX 6800 XT) Microsoft Windows 10 Home (1909); 3.8GHz Intel Core i7-10700K; 16GB DDR4 SDRAM 3,000; 16GB AMD Radeon RX 6800 XT; 1TB SSD
MSI Aegis RS (RX 6800) Microsoft Windows 10 Home (1909); 3.8GHz Intel Core i7-10700K; 16GB DDR4 SDRAM 3,000; 16GB AMD Radeon RX 6800; 1TB SSD

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2022 Ford Bronco Everglades Review: Form Begets Function


2022 Ford Bronco Everglades Review: Form Begets Function

With just a few key changes, the 2022 Ford Bronco Everglades adds even more overlanding-ready capability than a standard Bronco. But these aren't tweaks destined for mall crawling; this thing begs to be run muddy and put away wet, and you'll be doing a disservice if you buy this trim and don't do precisely that.

The stock Bronco is no slouch off-road, but the Everglades model really leans into this prowess with a few key upgrades. The vent tubes for the transmission, transfer case and axles have all been raised between 2 and 3 inches, which improves the SUV's wading depth to an impressive 36.4 inches of water, nearly 3 inches more than a Bronco Sasquatch. A new snorkel ensures that air is the only thing reaching the engine, and it has the pleasant side effect of adding some throaty intake noises. Throw in some beefy 315/70R17 Goodyear Territory mud-terrain tires wrapped around dark 17-inch wheels, an exclusive sandy shade of paint and some unique squared fender flares, and the Bronco Everglades looks ready for business.

But the real piece de resistance hangs out up front, protruding some 8 inches off the modular front bumper. This Warn winch carries a 100-foot synthetic line, is capable of pulling 10,000 pounds, and looks absolutely freakin' awesome. It comes standard from the factory on the Everglades, which means it had to be crash tested, and I truly pity whatever dares smash into it. While I never got into enough trouble to need the winch, it pervades my every thought, turning every tall or heavy object into a game of, "Oh, I bet I could pull that down." Ford doesn't yet have a front camera solution for the Everglades, but it desperately needs one -- not only for overlanding, but for parking, too. It's easy to forget that winch is there.

The addition of the Warn winch compromises the Bronco's approach angle, which is just 37.8 degrees here -- not bad, but not as good as modular-bumper models without it. The breakover angle is 26.3 degrees, the same as any other thick-tired Bronco, while departure is a respectable 37.1 degrees. There's 11.7 inches of ground clearance, and without any side steps, shorter folks will definitely need that dashboard-mounted grab handle to hop aboard.

If you do head off the beaten path -- and honestly, how could you not? -- the Bronco Everglades is ready for it. The vinyl flooring has drain plugs to keep any splashing waterways from giving passengers trench foot, and the marine-grade seat material is both comfortable and easy to clean, as is just about every bit of the plastic-heavy interior. If you prefer an open-air experience, the hardtop detaches in three pieces, and it stores easily enough in the cargo area, but the Everglades' standard roof rack makes those panels surprisingly difficult to remove without some manhandling.

Even though the Bronco Everglades tips the scales at a chonky 5,212 pounds, the four-cylinder turbocharged engine under the hood has no problems providing plenty of motive force. The 2.3-liter EcoBoost I4 makes 300 horsepower and 325 pound-feet of torque, and it's sent to all four wheels through a 10-speed automatic transmission. Whether on the road or off, this is more than enough power to get the job done, enabling 3,500 pounds of towing, like most other non-Raptor Bronco variants. The 10-speed can occasionally take a spell to get to the right gear, but most of the time it stays out of its own way.

The cabin is full of tech and easy to clean.

Andrew Krok/CNET

The Bronco is not a fuel-efficient vehicle by any stretch, but the Everglades upgrades thankfully don't make it worse. As with other Sasquatch-based models, the EPA rates this SUV at 18 mpg city, 17 mpg highway and 18 mpg combined. A light foot shows me closer to 20 mpg on the highway, but don't expect much more than that.

Despite the Everglades' position as a proper overlanding model, most of its components are the same as what you'd find on other Broncos, which means it carries some surprisingly sedate on-road manners. An independent front suspension gives the Bronco solid handling characteristics, and while most bumps and humps do elicit traditional body-on-frame jitters, it never feels discombobulated. The standard mud tires don't cause any tracking issues on the highway, and the slab-sided silhouette offers excellent visibility in all directions, although the two aforementioned qualities do generate a fair bit of wind and road noise at higher speeds.

Some off-road vehicles sacrifice creature comforts for... I don't know -- the appearance of ruggedness, I guess? But not the Bronco Everglades. As befitting a five-seat SUV that starts at nearly $55,000, the Everglades carries a good number of standard features, like heated seats, keyless entry and dual-zone climate control. It also picks up the largest possible infotainment screen, filling the dashboard with 12 inches of Sync 4 goodness. It's a great system, with wireless Apple CarPlay and Android Auto in addition to split-screen capability with embedded navigation. Charging is never an issue, thanks to a USB-A and USB-C port in each row, and the back row also gets a 110-volt plug.

If you buy this and don't take it off-road, you're doing it wrong.

Andrew Krok/CNET

Safety tech doesn't take a backseat in the Bronco Everglades, either. Standard kit includes forward-collision warning, automatic emergency braking, lane-keeping assist, blind-spot monitoring and a backup camera with decent resolution. The Everglades can't be equipped with Ford's surround-view camera system or adaptive cruise control, however, which is a bit of a bummer.

The 2022 Ford Bronco Everglades is the second-most expensive variant behind the Raptor at $54,595, including $1,495 in destination charges. My tester rings in at $56,535, thanks to a few basic add-ons: Desert Sand paint is $295, connected navigation is $695, door bags add $350 and a slide-out tailgate tacks on another $600. It's a pricey proposition, but considering the Warn winch sells on Ford's website for $3,500 before installation, it's not like you're throwing all of that extra scratch straight into a volcano. While you can get a Jeep Wrangler for less, the Bronco provides a better overall experience, and Jeep doesn't offer a factory-fitted winch anywhere in its lineup.

It's that sort of baked-in capability that puts the Ford Bronco Everglades in a unique position. It is truly built for the rough stuff, yet it doesn't make a driver suffer for choosing a little extra beefcake. The Everglades is yet another brilliant variant in an already impressive Bronco lineup.


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Samsung's Under-$200 Galaxy Phones Target the Essentials


Samsung's Under-$200 Galaxy Phones Target the Essentials

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Samsung Galaxy A02S, A03S and A12

From left to right: Samsung's Galaxy A02S, Galaxy A03S and Galaxy A12.

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Samsung Galaxy A02S

The Galaxy A02S costs $130. The phone has three cameras on the back, including a 13-megapixel wide main camera, a 2-megapixel macro lens and a 2-megapixel depth camera. A 5-megapixel front-facing camera sits on the front.

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Samsung Galaxy A02S

The phone lacks a fingerprint sensor, and I found that it struggled with multitasking during my testing.

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Samsung Galaxy A02S

The phone runs on Android 11.

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Not Enough Storage

All three of these phones only include 32GB of storage, which could fill up fast.

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Expandable Storage

But all three phones include a microSD card slot, which will allow you to expand the amount of storage space.

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Large Screen

All three phones have 6.5-inch screens that cap at 720p resolution.

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Fingerprint Sensor

The Galaxy A03S and A12 each have a fingerprint sensor built into the power button.

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Samsung Galaxy A03S

The Galaxy A03S is available in blue. The phone costs $160.

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Samsung Galaxy A03S

The A03S includes 3GB of memory, which made multitasking much better than on the A02S.

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Samsung Galaxy A12

The $180 Galaxy A12 adds on a fourth camera. Its camera complement includes a 16-megapixel main camera, a 5-megapixel ultrawide camera, a 2-megapixel macro camera and a 2-megapixel depth camera.

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Samsung Galaxy A02S, A03S and A12

Keep clicking through for more images of the Galaxy A02S, the Galaxy A03S and the Galaxy A12.

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Twitter lets iOS users share tweets as stickers on Snapchat


Twitter lets iOS users share tweets as stickers on Snapchat

Cross-posting between social media platforms is nothing new, but now, Twitter has a new twist on cross-posting to Snapchat. Starting today, iOS users can share tweets within their Snapchat stories by stamping those tweets right into the frame.

To do so, iOS users can open the Twitter app and pick out a tweet, then tap the share button followed by the Snapchat icon. From there, you'll arrive in the Snapchat app with a newly made sticker version of the tweet that links back to the full conversation on Twitter. Just stamp it into your story and voila.

The feature arrives weeks after the debut of fleets, which are Instagram- and Snapchat Story-like Twitter posts that sit above the timeline and vanish after 24 hours. Between that and this, Twitter seems focused on making sure that it stays relevant to users who might be less interested in lists and timelines than in personalized, ephemeral content.

"We're working on rolling this out for Twitter for Android soon," a Twitter spokesperson tells CNET. "In the coming days we'll be testing a similar integration with Instagram for a small group of people on iOS devices. We hope that these will be the first of many integrations of its kind."


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