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2022 Zero FXE Review: Here For a Good Time, Not a Long Time
2022 Zero FXE Review: Here For a Good Time, Not a Long Time
Choice is good, and when it comes to electrified modes of transportation, we're swimming in great options. That's especially true when it comes to cars, with nearly every major manufacturer now fielding at least one EV option at dealerships, but even in the two-wheeled game, we're flush with choice. Zero Motorcycles alone now offers a whopping eight models, and you're looking at its latest, the FXE. It's a sort of on-road supermoto take on Zero's trail-focused FX, with a completely new look and a fun, engaging ride that stands apart from the company's other offerings.
Let's get the numbers out of the way first. The centrally mounted battery pack offers a max capacity of 7.2 kilowatt hours, but Zero says nominal capacity is more like 6.3. That's paired with a single electric motor, belt-driving the rear wheel with 46 horsepower and 78 pound-feet of torque. That may not sound like a lot of power, but it is a healthy dose of torque, and with the FXE weighing in at just 298 pounds, it's plenty.
OK, 298 pounds isn't particularly lithe for a smaller bike, but it's over 100 pounds lighter than the Zero SR I reviewed a few years back and more than 200 less than the Zero SR/S we reviewed in 2020. It's even lighter than something like a Husqvarna Svartpilen.
But that weight comes with a penalty: range. Zero says the FXE can get up to 100 miles in the city, with highway ratings dropping to 60 miles at 55 mph or just 40 miles at 70 mph. In my testing, I have to say those figures seem awfully optimistic. In fact, the bike would often show me just 40-odd miles of estimated range, even at a full charge, even when I was in Eco mode. That figure was usually pretty accurate.
Like all the Zeros, the FXE has all sorts of torque available right off the line, which makes zipping around an addictive experience. In the quicker Sport mode, which sharpens up the throttle response, the FXE is an absolute blast. Use that torque, though, and the range drops precipitously. In Eco mode, just cruising around town, I struggled to ever get more than 50 miles from a charge. That's barely enough to cover the average US daily commute of 41 miles.
So it's not going to be your go-to bike for long weekend getaways, but what range it offers is a real joy. The relatively small, 17-inch wheels and Pirelli Diablo Rosso II tires give the bike quick reflexes, diving into corners with just a little nudge on the outside grip. But it isn't nervous. In fact, it's a confidence-inspiring bike.
That's especially true when accelerating away from traffic lights or, indeed, just accelerating in traffic. The torque will stretch out your arms at full power yet it's remarkably easy to creep along at a walking pace thanks to a perfectly tuned throttle curve. After just a few minutes in the saddle of this thing you'll feel like you're ready to enter a MotoTrials competition.
The frosted silver with red highlights offers a clean, modern take on how a motorcycle should look.
Tim Stevens/CNET
Augmenting the power is a set of 320-millimeter brake discs up front and a single 240-millimeter disc at the rear from J. Juan, paired with a Bosch antilock braking system front and rear. A Showa suspension at both ends is adjustable for preload, compression and rebound. I found the stock setup a little stiff for me, the Zero FXE taking every bump too firmly up front, but with the help of a flathead screwdriver and a few minutes fiddling I was able to quickly dial it in to my liking.
In fact, just about everything to do with this bike was to my liking, including the new styling with the duck-bill front fender and the frosted gray hue paired with red highlights. Even charging is as easy as can be: Just run an extension cord into the three-prong receptacle found just behind the front forks. That'll take about 9 hours to full from empty, but the $640 optional quick charger could bring that time down closer to two hours.
I just wish I didn't have to rely on that charging quite so often. Still, Zero's bikes just keep getting better, and the FXE's $12,195 manufacturer suggested retail price is palatable. Yeah, that's a healthy premium over a comparable gas-powered ride, but then this experience feels premium, too.
Hp envy sleekbook 6 review hp envy sleekbook 6 1129wm hp envy sleekbook 6 review hp envy sleekbook 6 1010us hp envy sleekbook 6 review hp envy sleekbook m6 k012dx hp envy sleekbook 6 review hp envy sleekbook 6 1129wm hp envy sleekbook 6 review hp envy sleekbook 6 1131nr hp envy sleekbook 14 hp envy sleekbook 6 1010us hp envy 6055e
HP Envy Sleekbook 6 review: HP Envy Sleekbook 6
HP Envy Sleekbook 6 review: HP Envy Sleekbook 6
When is an ultrabook not an ultrabook? This new addition to the HP Envy line asks that very question, with two nearly identical models. One thin 15-inch HP Envy has an Intel Ivy Bridge CPU and is called an ultrabook, while this specific model, the 15-inch HP Envy 6 Sleekbook (the 6-1010us, specifically) is instead called a sleekbook, because it has an AMD CPU and a handful of other component differences.
The look and feel are very similar, and this is one of the thinnest 15-inch laptops you can find, in either the sleekbook or ultrabook versions. In fact, the AMD model reviewed here might even have an edge over the Intel one, because it costs just $599, versus a minimum of $799 for the HP Envy 15-inch with the official ultrabook tag.
You'll trade some performance for the cost savings, and AMD's latest chip family (the company calls it an APU rather than a CPU, which is an Accelerated Processing Unit, combining a CPU and GPU in one package) still don't measure up to Intel's third-generation Core i-series processors in power or efficiency. But, battery life was better than expected and the AMD A6 inside is more than capable of handling everyday online tasks.
Let's be honest. The "sleekbook" name is, to be generous, inelegant. Why not call it a skinnybook? Or a slimtop? Maybe those names didn't focus group test as well. Frankly, the term "ultrabook" has not exactly taken the world by storm, so I don't see a real reason to ape it. It's a needless distraction, or at least confusing to shoppers.
But don't let the awkward name put you off. This is one of the best-looking midsize laptops I've ever seen for $599. If you're shopping for that Intel name brand, or high power for gaming (or a high-res screen), this isn't for you, but for mainstream appeal at a budget price, it's a top contender.
Price as reviewed
$599
Processor
2.1GHz AMD A6-4455M APU
Memory
4GB, 667MHz DDR3
Hard drive
500GB 5,400rpm
Chipset
AMD 1410h
Graphics
AMD Radeon HD 7500G
Operating System
Windows 7 Home Premium (64-bit)
Dimensions (WD)
14.7 x 10 inches
Height
0.78 inches
Screen size (diagonal)
15.6 inches
System weight / Weight with AC adapter
4.6/5.4 pounds
Category
Midsize
HP's Envy family has always (since its 2009 introduction, anyway) been the company's high-end line, with superior design, construction, and materials. I've previously compared them, loosely, with the MacBook Pro or Dell's XPS line, and most HP Envy models have gotten excellent reviews.
This new line, both the AMD and Intel models, take a serious risk by dropping the price and some of the high-end features. While it's great to see a $599 laptop with a brushed-metal look, Beats Audio sound, and a body that's 0.78 inch thick, it also potentially dilutes the Envy brand, which has been a rare high-end success story, refuting the idea that only Apple can sell an expensive laptop.
But, on the positive side, you get a very nicely designed laptop for the same price you might normally pay for a thick, plastic box. This configuration is nearly all black, with a brushed-metal lid and wrist rest, offset by a deep red/burgundy bottom panel. I showed the system off to several people, asking each one how much they thought it cost, and everyone was (pleasantly) surprised by the price.
That said, there are a few physical flaws. The long center hinge is anchored on the inside only, making the screen feel a bit wobbly. The hinge also creaked a bit, especially when holding the laptop in the air while opening or closing it. The metal finish is especially susceptible to fingerprints and smudges. Maybe an antismudge coating was one of the corners cut to keep the price down.
The keyboard and touch pad are very similar to what the other new HP Envy laptops offer. The island-style keyboard had a little flex in the center when typing, but that's typical of budget laptops. A bigger problem is that the keyboard is not backlit, and with black keys against a black keyboard tray, it can be hard to see in even moderately dim lighting conditions. This exact model is a fixed-configuration system, but HP also offers a configurable version (called the Sleekbook 6z-1000, with a silver interior, rather than black) that has a $25 backlit keyboard option.
The touch pad looks like the one on the new high-end Envy Spectre XT; both have a touch pad surrounded by an indented, slightly sunken perimeter. It's a cool look, but I'm not sure what practical impact it has, other than to help differentiate the touch-pad surface from the rest of the wrist rest.
The display has a 1,366x768-pixel native resolution, which is standard for budget or mainstream midsize laptops (and nearly all smaller ones). There's not much more you can ask for at $599, but that 1,366x768-pixel res is definitely starting to look dated on bigger 15-inch displays.
Despite the presence of a Beats Audio subsystem, which gives you an onscreen control panel for tweaking the sound, the built-in speakers are predictably wimpy. The Beats software did allow for a greater range of audio flexibility through headphones, however.
HP Envy Sleekbook 6-1010us
Average for category [midsize]
Video
HDMI
VGA plus HDMI or DisplayPort
Audio
Stereo speakers, headphone/microphone jacks
Stereo speakers, headphone/microphone jacks
Data
2 USB 3.0, SD card reader
2 USB 2.0, 2 USB 3.0, SD card reader, eSATA
Networking
Ethernet, 802.11n Wi-Fi, Bluetooth
Ethernet, 802.11n Wi-Fi, Bluetooth, optional mobile broadband
Optical drive
None
DVD burner
It's always interesting to see what corners get cut in a budget laptop. In this case, the trade-offs seem smart, with the standard VGA video output getting dropped, but USB 3.0 and Bluetooth staying. It's sometimes hard to fit an Ethernet jack into a slim laptop, and the jack here is the type with a little folding door to fit a Cat5 cable, as seen occasionally on ultraportable laptops.
The big question mark here is the AMD A6 processor. Is it worth giving up that familiar Intel sticker to save a few hundred dollars? It doesn't help that the latest generation of Intel Ivy Bridge processors is excellent, with better performance and power efficiency than even last year's Sandy Bridge models.
From our benchmark results, it's clear the A6 isn't as fast as Intel's mainstream Core i5 CPU, especially when it comes to multitasking. To be fair, AMD isn't claiming that it is a direct performance match. That said, you should think about what type of tasks you use a laptop for. If it's the same as the vast majority of users, that's surfing the Web, e-mail, social networking, and streaming online video.
In anecdotal hands-on use, this laptop, despite the slower processor, is perfectly fine for any of that, even with a standard 5,400rpm hard drive instead of an SSD, and with 4GB of 667Mhz RAM. The fact is, most laptops are very overpowered, considering the relatively simple things we ask them to do.
AMD's A6 is a combination of a CPU and GPU (the company calls it an APU, a bit of made-up marketing speak). The AMD Radeon HD 7500G isn't the same as getting a high-end discrete Nvidia (or even AMD) card, but it's better than traditional integrated graphics. In our Street Fighter IV test, at 1,366x768 resolution, we got a fair 26.7 frames per second. Depending on what you're playing, it's similar to moderately better than Intel's current-gen HD 4000 integrated graphics. Fine for casual gaming, but you'll have to keep the settings turned down for most current A-list games.
Going in, I was a little concerned about the potential battery life on this laptop, as AMD systems have traditionally not been as strong in this area as their Intel counterparts. But, this latest generation of A-series CPUs seems to have made some improvements in this area. The HP Envy 6-1010us ran for 5 hours and 41 minutes on our video playback battery drain test, which is very impressive for a 15-inch midsize laptop.
HP includes a one-year parts-and-labor warranty (although I've seen other, more expensive, Envy laptops start with a two-year plan). Warranty upgrades are confusing, with discounts that don't show up until you've added a specific plan and laptop to your shopping cart. I was able to add a three-year extended warranty, including on-site service and accidental damage protection, for $230, after an arbitrary $99 "discount."
HP's service and support tools are perfectly navigable, and product manuals and software and driver downloads were easy to find. The 24-7 toll-free number can be tricky to spot, however. It's 800-474-6836.
The HP Envy 6-1010us is best described as a pleasant surprise. Would it be a great $899 laptop? Not really, but for $599, it's a great midsize laptop for those willing to trade a little performance for some sharp looks.
System configurations:
HP Envy 6-1010US Windows 7 Home Premium (64-bit) w/ SP1; 1.4GHz AMD A6-4455MM APU; 4GB DDR3 SDRAM 667MHz; 512MB ATI Mobility Radeon HD 7500G; 500GB Hitachi 5,400rpm
Toshiba Satellite P755D-S5172 Windows 7 Home Premium (64-bit) w/ SP1; 1.4GHz AMD Quad-Core A8-3520M APU; 6GB DDR3 SDRAM 1333MHz; 512MB ATI Mobility Radeon HD 6620G; 640GB Toshiba 5,400rpm
Gateway NV55S05u Windows 7 Home Premium (64-bit) w/ SP1; 1.5GHz AMD Quad-Core A8-3500M APU; 6GB DDR3 SDRAM 1333MHz; 512MB AMD Mobility Radeon HD 6620G; 640GB Toshiba 5,400rpm
Samsung Series 9 NP900X4B-A02 Windows 7 Home Premium (64-bit) w/ SP1; 1.6GHz Intel Core i5-2467M; 4GB DDR3 SDRAM 1333MHz; 64MB (Shared) Intel HD 3000; 128GB Samsung Solid State Drive
Acer Aspire Timeline Ultra M3-581TG Windows 7 Home Premium (64-bit) w/ SP1; 1.7GHz Intel Core i7 2637M; 4GB DDR3 SDRAM 1333MHz; 1GB NVIDIA's GeForce GT 640M / 128MB (Dedicated) Intel HD 3000; 256GB LITEONIT Solid State Drive
Wordle on first try wordle in 1 try better words for finished words that mean done or finished other words meaning finished finish your homework finish your champagne houston
Finished Your Wordle For the Day? Try These Puzzles Next
Finished Your Wordle For the Day? Try These Puzzles Next
If you're still playing Wordle and need even more puzzles to keep the mind ticking, there are a ton of games worth your time.
Wordle asks players to figure out a five-letter word in six or fewer guesses (get some tips here). After each guess, the game shows gray blocks for wrong letters, yellow blocks for right letters in the wrong spot and green blocks for right letters in the correct spot. It's addictive, but after you solve the daily puzzle or use up all your guesses, you have to wait until the next day to play again.
You've likely already learned some tips, tricks and lessons from the popular word game, so why not apply your newly honed problem-solving skills to other puzzles, too? After all, Wordle isn't the only game in town. Here are 24 other puzzle games to play.
Multiple word Wordle spinoffs: Quordle, Octordle, Dordle and Sedecordle
Are you up for a challenge? If you love Wordle and want a puzzle game that takes more brain power, you'll want to check out Quordle, Octordle, Dordle and Sedecordle. Each of these four word games look very similar to Wordle, but add more rows, columns and words to solve. Dordle requires you to solve two words at once. Quordle, four at once. Octordle, eight, and Sedecordle a whopping 16. Good luck.
You can play Quordle, Octordle, Dordle or Sedecordle on any web browser.
Word Master
This Wordle remake gives you six tries to guess a five-letter word but with a slight tweak. Word Master uses gray, yellow and green blocks in the same way as the original. How is it different from Wordle? Word Master offers unlimited games so you don't have to wait 24 hours.
You can play Word Master on any web browser.
Hello Wordl
Hello Wordl -- another Wordle remake -- gives you six tries to guess a word and uses the same colored blocks to track your progress. In addition to unlimited games, Hello Wordl also lets you change the number of letters in the word you're guessing. Guess a four-letter word or use the in-game slider to go all the way up to an 11-letter word. You still get six chances to guess no matter how long a word is, though.
You can play Hello Wordl on any web browser.
Lewdle
Before you play Lewdle, the game's content advisory reads, "Lewdle is a game about rude words. If you're likely to be offended by the use of profanity, vulgarity or obscenity, go play Wordle instead!" Translation: It's Wordle, but with bad words. The words range from mild -- like poopy -- to words that would make a sailor blush. However, despite the numerous bad words the game pulls from, slurs are not included. Like Wordle, you get six tries to guess a five-letter word; gray, yellow and green blocks are used in the same way; and there's only one puzzle per day. Go forth and let the bad words flow!
You can play Lewdle on any web browser.
Absurdle
Absurdle bills itself as the "adversarial version" of Wordle. While Wordle nudges you in the right direction with each guess, Absurdle "is actively trying to avoid giving you the answer," according to the game's website. Absurdle doesn't pick a word at the beginning of the game for the player to guess. Instead it uses the player's guesses to narrow its list of words down in an effort to make the game go as long as possible. The final word might not even include a yellow letter from one of your earlier guesses either. You can guess as many times as you want, which is helpful, and the best score you can get is four guesses. Have fun!
You can play Absurdle on any web browser.
Crosswordle
Sure, Wordle is fun, but what if there was a crossword element to it? Enter Crosswordle. In this Wordle-inspired game, you have to figure out two words of varying lengths that intersect with each other like a crossword puzzle. The gray, yellow and green color blocks are the same, and there's one puzzle a day. However, it looks like you can guess as many times as you want until you either get the words or give up. Unlike other Wordle-based games, Crosswordle lets you create your own custom Crosswordle puzzle to share with your friends. Here's one I made. If Crosswordle wasn't hard enough, the Settings page shows the developers are working on a Hard Mode.
You can play Crosswordle on any web browser.
Antiwordle
Tired of seeing those green blocks plastered all over your social media feed? Give Antiwordle a shot. Where Wordle wants you to guess a word every day in as few tries as possible, Antiwordle wants you to avoid the word by guessing as many times as possible. When you guess, letters will turn gray, yellow or red. Gray means the letter isn't in the word and can't be used again, yellow means the letter is in the word and must be included in each subsequent guess and red means the letter is in the exact position within the word and is locked in place. If you can use every letter on the keyboard and not get the word right, you win. It sounds easy, but I've found this version of Wordle to be much harder than the original.
You can play Antiwordle on any web browser.
Lordle of the Rings
Lordle of the Rings is for the Tolkien fan who wants in on the Wordle fun. The gray, yellow and green blocks are here, and players have six tries to guess a five-letter word from the main Lord of the Rings text. Possible guesses include places like Rohan, well-known characters like Frodo and Smaug and lesser known characters like Turin, Hurin and Idril. There's only one puzzle a day, but you can play that puzzle more than once in the same day if you want.
You can play Lordle of the Rings on any web browser.
Primel
If you are more of a numbers person, Primel is for you. In this game, you get six tries to guess a five-digit prime number. The gray, yellow and green color blocks are back, and you only get one puzzle a day. What makes this game even more frustrating though is the game only accepts prime numbers as guesses, so that alone is difficult. Throw in the Wordle aspect and you're sure to be scratching your head.
You can play Primel on any web browser.
Nerdle
Nerdle is another option for people who are more into numbers. This time though you have to guess the math equation and solution. You get six chances to guess the equation and solution, and the equation must be mathematically sound, too, so don't forget PEMDAS. After each guess, numbers or symbols that are in the correct spot will be green; numbers or symbols in the wrong place in the equation will be purple; numbers or symbols not in the equation will be black. After you finish one puzzle, you have to wait eight hours before the next one. Here's a hint: The "=" sign is always in the puzzle. You can thank us later.
You can play Nerdle on any web browser.
IYKYK
IYKYK is a combination of Wordle and the card game #CultureTags and was made by the same team behind #CultureTags, too. In this game, you are given an acronym and have to figure out the acronym in three guesses or less. You are given the first letter of each word, how many letters are in each word and a hint after your second guess, and the green, yellow and gray blocks make an appearance here, too. While this game is based off #CultureTags, the acronyms used in that game aren't repeated in IYKYK.
You can play IYKYK on any web browser.
Worldle
Don't like words or numbers? Give Worldle a shot. This geography-based Wordle spinoff gives you six tries to guess what country or territory is shown. Instead of gray, yellow and green blocks marking letters or numbers after each guess, you see distance, direction and proximity percentage, like a game of hot and cold. For example, if you guess Chile, Worldle might show you 13,557 kilometers and an arrow pointing northeast with 32%. This means the correct country or territory is 13,557 km to the northeast of Chile and there is a 32% proximity rate. Translation: You're cold. There's only one puzzle a day, and there are options to make the game harder by either not showing the country or rotating the country shown randomly.
You can play Worldle on any web browser.
Heardle
Can you guess a song just from listening to the first few seconds? Heardle is for you. In this game, a song is chosen from a list of popularly streamed artists, one second of the song is played and you have to name the song. You have six guesses, and more of the song is unlocked with each wrong guess. You can skip a turn, too, and that also unlocks more of the song. Once you've solved or missed the puzzle, a timer will show how long until the next puzzle.
You can play Heardle on any web browser.
Name That Ride
Are you a gearhead who can tell the difference between a '55 and a '57 Chevy Bel Air? You should try Name That Ride. In this game, you have 20 seconds and six guesses to name the vehicle in the picture, as more of the image reveals itself. When you think you know what vehicle is in the picture, you click Guess -- which pauses the timer -- and type in your answer. There's a preset list of cars, so even if you aren't sure of a car's year, you can make an educated guess.
You can play Name That Ride on any web browser.
Lookdle
Lookdle is similar to Name That Ride, but this game has you guess which famous person is shown in a pixelated picture. You get five guesses, and with each wrong guess the picture comes more into focus. There is also a preset list of names you can choose from, but the list doesn't have every famous person in it. That can be good since it narrows down who can be in each picture, or it can be bad because who you think is in the picture might not be an option.
You can play Lookdle on any web browser.
Framed
If you know what movie is showing by seeing a few frames, then give Framed a try. In this game, you have to guess the name of a movie from a series of frames. You have six guesses, and with each wrong guess you are shown a new frame from the movie. You can click back through the frames to re-examine them as well. In my experience, the frames go from pretty innocuous to more specific. Like other games on this list, there is a preset list of movies to guess from which could help narrow down what the movie is without using a guess.
You can play Framed on any web browser.
Words With Friends is a classic, and it's still a popular word game.
Zynga
Words With Friends
What kind of list of word games would this be without this classic? Words With Friends plays like a virtual game of Scrabble and is still popular more than a decade after its original launch. You and your opponent, either another person or the computer, get letters and make words on the board for points and whoever has the most points at the end wins.
You can download Words With Friends from the Apple App Store, Google Play Store or play it in any web browser.
Word Forward
Word Forward is like Boggle but with power-ups and tools to help you. You play on a five-by-five board of letters and try to make words with those letters. When you make a word, the used letters vanish. You keep going until you clear the board. If you get stuck, you can use your power-ups and tools to eliminate some letters or jumble the board to replace the letters with new ones.
You can buy Word Forward in the App Store, the Play Store, the Nintendo Game Store for the Nintendo Switch or on Steam.
Wordscapes gives players letters and asks them to fill in a crossword puzzle with those letters.
Google Play
Wordscapes
Wordscapes is a mix between Boggle and a crossword puzzle. You are given a bank of letters at the bottom of your screen and there's a crossword puzzle at the top. You make words with the letters in your bank and fill out the crossword with them. Once you complete the puzzle, you're rewarded with a nice landscape picture.
You can download Wordscapes from the App Store or the Play Store.
Kitty Letter
Kitty Letter is a word game from the creators behind The Oatmeal and Exploding Kittens. In the game, you unscramble letters to make words which then turn into armies of cats. What do the cats do? They attack either the player or computer you are playing against, as well as defend your home. It's an absurd tower defense game where your words create legions of cats willing to fight on your behalf.
You can download Kitty Letter from the App Store or the Play Store.
SpellTower
In SpellTower, letters rise from the bottom of the screen and you have to assemble words as quickly as possible. Each word you make eliminates the used letters, and if any letter reaches the top of your screen the game ends. It's like Tetris in that regard. There are also 10 other game modes, including Search Mode, where you try to find the longest word using specific letters.
You can download SpellTower from the App Store or the Play Store. You can also get it on Apple Arcade -- there's a subscription fee for the service, but you'll get this and other games ad-free and with in-app purchases already unlocked.
For more word game fun, check out CNET's Wordle tips, the best Wordle jokes and how to play past Wordle puzzles. If you haven't downloaded Wordle yet, here's how you can do it today.
What are the 10 year mortgage rates current mortgage rates 10 yr 10 year fixed mortgage rates current 10 year mortgage rates 10 year mortgage rates california 10 year mortgage rates uk 10 year anniversary 10 year canada bond yield
10-Year Mortgage Rates for September 2022
10-Year Mortgage Rates for September 2022
You've probably heard of 30-year and 15-year mortgages, but have you heard of a 10-year mortgage? This little-known mortgage type could save you big in interest -- if you can afford a hefty monthly payment.
A 10-year mortgage is less common than other kinds of mortgages, but it has its own unique advantages. Though your monthly payments will be higher than other mortgage types, you could save a significant amount in interest over the course of your home loan.
Plus, 10-year mortgage rates are still relatively low compared to mortgage rates overall, which means they offer valuable financial benefits in the current economic climate.
Here's everything you need to know about what a 10-year mortgage is, how it works and how to find the lowest mortgage rates possible.
What is a 10-year mortgage?
Ten-year mortgages work exactly the same way as other kinds of mortgages, but instead of repaying your mortgage in 15 or 30 years, you'll repay it in 10. This may make sense when buying a home if you can afford a larger monthly payment, want to save big in interest payments and don't want to pay off your mortgage over several decades. You apply and qualify for a 10-year mortgage the same way you do with other types of mortgages.
While 10-year mortgages aren't that popular, the homebuying process won't change whether you have a 10-or a 30-year mortgage. You should expect to pay all the same fees, including closing costs and origination fees.
It's important to speak with multiple lenders and do your research before choosing one. Interviewing more than one lender will help you find the lowest rate and fees for your personal financial situation. The more lenders you gather information from, the better your chances of securing yourself a lower rate.
10-year fixed-rate mortgage rate trends
Currently, rates for a 10-year mortgage are idling around 5%, while 30-year mortgage rates are in the mid-to-upper 5% range. Since the beginning of this year, mortgage rates have slowly been increasing from around 3%. While it's uncertain where rates will land over the rest of the year -- if inflation continues to rise, mortgage rates could climb -- locking in a 10-year mortgage rate while it hovers below 5% could save you tens of thousands in interest. Even one or two percentage points can make a significant difference in the interest you pay on your mortgage.
Current mortgage and refinance rates
We use information collected by Bankrate, which is owned by the same parent company as CNET, to track daily mortgage rate trends. The above table summarizes the average rates offered by lenders across the country.
Pros of a 10-year mortgage
Lower interest rate: You'll pay a lower interest rate for a 10-year mortgage than other types of mortgages because the bank is taking less of a risk loaning you the money over a shorter period of time. Plus, you cut down the total interest you'll pay overall.
Pay off your loan faster: You could save tens of thousands of dollars over the life of your loan by paying it off years faster than other kinds of mortgages, allowing you to build equity in your home more quickly.
Cons of a 10-year mortgage
High monthly payments: If you can't afford high monthly payments, a 10-year mortgage probably isn't right for you.
FAQs
What's the difference between a 15- and 10-year mortgage?
With a 10-year loan, you'll receive a slightly lower interest rate and therefore pay less in interest over time. This means your monthly mortgage payment will be higher, though the overall loan will be more affordable in the long run. You'll also pay off the loan in 10 years, rather than 15.
What is the difference between a 10- and 30-year mortgage?
It will take you one third of the time to pay off a 10-year mortgage compared to a 30-year mortgage, saving you tens of thousands of dollars in interest over the years. You will also pay a lower interest rate than for a 30-year loan. Expect a higher monthly payment, though you'll still save money overall.
How do you qualify for a 10-year fixed-rate mortgage?
Qualifying for a 10-year mortgage is the same as qualifying for other types of mortgages, but income and credit score requirements will be stricter to ensure you can afford to make the higher monthly payments.
Make sure you have all of your financial documents like tax returns and pay stubs in order because the lender will factor in almost every aspect of your financial life to determine whether or not you can pay back the loan. Things like your income, credit score, how much debt you're carrying and your loan-to-value ratio all affect the rate a lender will offer you.
Other mortgage tools and resources
You can use CNET's mortgage calculator to help you determine how much house you can afford. CNET's mortgage calculator takes into account things like your monthly income, expenses and debt payments to give you an idea of what you can manage financially. Your mortgage rate will depend in part on those income factors, as well as your credit score and the zip code where you are looking to buy a house.
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WWE WrestleMania split into 2-night empty arena event
WWE WrestleMania split into 2-night empty arena event
For the most up-to-date news and information about the coronavirus pandemic, visit the
WHO
and
CDC
websites.
WWE announced on Monday that, after weeks of speculation, its WrestleMania event was being moved from Tampa, Florida's Raymond James Stadium to its Performance Center training facility in Orlando, Florida. That means the biggest wrestling show of the year had its audience cut from around 65,000 to "essential personnel" only. On Wednesday, WWE announced a further shake up: WrestleMania will take place over two nights, over several locations.
"WrestleMania 36 is now set for a historic two-night presentation on WWE Network with former New England Patriot Rob Gronkowski hosting The Show of Shows at 7 p.m. ET/4 p.m. PT on Saturday, April 4, and Sunday, April 5," read news on the company's site.
"WrestleMania will not only take place at WWE's training facility but will include multiple locations over two nights," WWE said in a statement to CNET. "All locations will be closed sets with only essential personnel."
Fans have previously complained about WrestleMania fatigue, as the event in recent years has exceeded five and even six hours. But the show being split in two is likely more of a reaction to the challenge of hosting such a big event in front of no crowd. Wrestling, as a performance, relies more on crowd reaction than does sport. Holding a five or six hour show in front of no fans could have been a recipe for disaster.
The decision to relocate WrestleMania was made official on Monday. Though WWE says the event will take place in several locations, the Performance Center is currently the only known one.
"In coordination with local partners and government officials, WrestleMania and all related events in Tampa Bay will not take place," the company said in a statement Monday. "Only essential personnel will be on the closed set at WWE's training facility in Orlando, Florida, to produce WrestleMania."
After last Friday's episode of SmackDown was pulled from Detroit's Little Caesars Arena instead broadcasting from its Performance Center training facility in Orlando, Florida, relocation to the Center appears to be WWE's modus operandi from here on out. Monday's episode of Raw, originally scheduled to emanate from Pittsburgh, also aired from the Performance Center. The NBA had to take even more drastic measures, suspending the remainder of its 2019/2020 season after Utah Jazz player Rudy Gobert tested positive for the coronavirus.
It's a big hit for the WWE. Though the company makes most of its money from TV deals with the USA Network and Fox, last year's WrestleMania event brought in over $16 million in event ticket sales. With the show now taking place in front of no crowd, those millions will be lost. Even harder hit will be independent wrestling companies, who usually put their biggest shows on for the tens of thousands of wrestling fans who travel for WrestleMania each year.
After infecting over 121,000 and causing more than 4,300 deaths, the coronavirus outbreak was declared to be a pandemic on Wednesday by the World Health Organization. In the past, the WHO has defined a pandemic as "the worldwide spread of a new disease."
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AMD unveils the 'ultimate 1080p gaming' processor at CES 2020
AMD unveils the 'ultimate 1080p gaming' processor at CES 2020
This story is part of CES, where CNET covers the latest news on the most incredible tech coming soon.
AMD is kicking off the world's biggest consumer tech show by unveiling the third-generation Ryzen 4000-series mobile processors, which will be used in upcoming laptops. A crowd of hundreds lined up for more than an hour before the CES 2020 announcement, filing slowly into the enormous Mandalay Bay Convention Center in Las Vegas to hear details on AMD's new gaming products Monday afternoon.
AT CES 2019, AMD unveiled Radeon 7, the world's first 7-nanometer gaming graphics card. More than 20 products are now using its 7nm architecture, AMD said Monday.
A year later, the US chip giant is using CES 2020 as a platform to launch its latest graphics processors.
"In 2020, we will be introducing the best laptop processor ever built," AMD CEO Lisa Su said during the press conference. The processors will use AMD's 7nm technology.
It'll be used across gaming and creator laptops, ultrathin consumer laptops, and ultrathin professional laptops. The Ryzen 7 4800U features eight Zen 2 cores, 16 threads, up to 4.2GHz boost, 1.8GHz base, eight Radeon cores and 15W TDP. Graphics will be 28% better than Intel's Core i7, Su said, 90% better on multi-thread performance and 4% higher on single-thread performance.
More than 100 systems will be using the series by the end of 2020, with the first laptops expected in the first quarter. One laptop that will use it is the Lenovo Yoga Slim 7, also being announced at CES 2020.
Su also provided details on the anticipated Ryzen Threadripper 3990X. AMD had been expected to announce the new flagship consumer processor at CES 2020, but it dropped some details in late November. At that time, it announced it'll have 64 cores, 288MB of cache and is designed for a 280-watt power draw. Now, we also know it'll be available for $3,990, coming with 128 threads, up to 4.3GHz boost and 2.9GHz base. The Ryzen Threadripper 3990X will be available in February.
It follows the announcement of the 32-core AMD Ryzen Threadripper 3970X and the 24-core AMD Ryzen Threadripper 3960X boxed processors, which shipped in September.
AMD's new Ryzen Threadripper 3990X.
James Martin/CNET
AMD also announced the AMD Radeon RX 5600 XT, which it called the "ultimate 1080p gaming." It will deliver the best graphics across all games in comparison to the competition, according to the processor giant. The 5600 will be available worldwide on Jan. 21 for $279.
It will also be coming to mobile in the first half of 2020, launching as the 5600M.
Su said AMD has partnered on Sony's PlayStation 5, the Xbox Series X, Microsoft'sxCloud and GoogleStadiagaming consoles and cloud services. Its graphics cards are also being used in Apple's new Mac Pro and the Microsoft Surface. Its processors are behind Twitter, and the data centers Google is using.
AMD's Frank Azor shows off the new Asus Zephyrus gaming laptop.
James Martin/CNET
Alienware co-founder Frank Azor, who made the jump to AMD last year, additionally announced the AMD Ryzen 7 4800H, aimed at gamers and creators. It comes with eight cores, 16 threads, up to 4.2GHz boost, 2.9GHz base and 45W TDP.
Azor showed off the new Asus ROG Zephyrus G14/G15 and the Dell G5 special edition gaming laptop. The Dell laptop will use AMD's new SmartShift technology coming in the second quarter of 2020, as well as AMD's Radeon 5600M, Ryzen, FreeSync and Radeon software.
SmartShift automatically brings AMD's discrete GPU into the equation when the CPU is allocating graphics resources, just like it does for the integrated GPU, without any size increases.
CNET's Lori Grunin also contributed to this report.
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WWE Star Triple H Has Retired From Wrestling
WWE Star Triple H Has Retired From Wrestling
One of the WWE's most popular and successful in-ring performers, Triple H, has just announced he's retiring from professional wrestling. Triple H, real name Paul Levesque, made the announcement during an interview with ESPN's Stephen A. Smith.
"For me, as far as in-ring... I'm done," Levesque said. "I won't, no, I would never wrestle again."
Levesque, 52, has been struggling with health issues. In September last year he suffered from viral pneumonia, which led to heart failure. He subsequently underwent a successful medical procedure, which installed a defibrillator in his chest.
"I was nose-diving and sort of at the 1-yard line of where you don't want to be really, for your family and your future," Levesque said. "There's moments in there when they're putting you out for stuff and you think, 'Is this it? Do you wake up from this?' That's tough to swallow and makes you think differently."
Levesque, who's married to Stephanie McMahon, the longtime owner of WWE, was successful in almost every possible way. He held 14 WWE world titles and was one of the company's biggest stars during the "Attitude Era," the time during which the WWE produced stars like Stone Cold Steve Austin and The Rock. He's also competed in the main event of the WWE's marquee show, Wrestlemania, an incredible seven times. Only Hulk Hogan has wrestled in more.
Levesque's last televised match was against Randy Orton in June 7, 2019. He's now the head of the WWE's wildly successful development brand, NXT, which has been the breeding ground for many of the WWE's current biggest stars.
